ISSN:
2776-1010
Volume 3, Issue 4, Apr, 2022
507
THE ROLE OF DIGITAL TECHNOLOGIES IN THE DEVELOPMENT OF COMMERCIAL
BANKS
Akmal Ruzimamatovich Norov
Associate Professor of the Department of "Banking and Investment"
Tashkent State University of Economics
Email: akmal.norov@yahoo.com
Umida Xamidullayevna Elbusinova
Senior Lecturer of the Department of “Banking and Investment”
Tashkent State University of Economics
Anvar Ruzimamatovich Norov
Economist of the Department of “Finance, Accounting and Logistics”
of “IT-Med” of the Ministry of Health
Luiza Mansurovna Mirpulatova
Assistant of the Department of “Banking and Investment”
Tashkent State University of Economics
Husniddinjon Mo’ysin o’g’li Akbarov
Researcher of the Banking and Finance
Academy of the Republic of Uzbekistan
Abstract
This article describes in detail the improvement of the activities of business entities as modern banking
services through the digital banking regulatory system "Digital Bank", its role and importance in the
organization of banking services. It is revealed that the digital banking regulator system "Digital Bank"
is one of the foundations of the new stage of service and its convenience. It also offers scientific and
practical recommendations on further development and improvement of remote banking services
provided by commercial banks through the digital banking regulatory system "Digital Bank" and areas
for improvement.
Key words:
commercial banking, banking services, banking products, digital banking, digital banking,
online banking, digital regulator, banking services center, lending practices.
Introduction
The rapid development of digital technologies and their software has led to lower costs, improved
quality and ease of use in the banking products and services market. Modern smartphones and tablets
are now reaching the capacity to do things that can only be done on the basis of computer technology.
