ISSN:
2776-1010
Volume 3, Issue 4, Apr, 2022
512
Table 1
SERVICES PROVIDED THROUGH DIGITAL BANK DIGITAL
BANKING REGULATORY SYSTEM
№
Functions to be performed
1
Implementation of integration with bank (integration with NCI)
2
Receiving and sending bank transfers
3
Payment of state duties and other mandatory payments
4
Payment of
budget payments
5
Opening primary and secondary accounts in commercial banks through the system
6
Online conversion
7
Online Deposit - Deposit funds
on online deposits
8
Online real estate appraisal
9
Online credit - accepting applications and repaying loans online
10
Online - registration
of insurance policies
11
Access to the personal accounts of the business entity anywhere and anytime key issued by
the tax authorities
12
Use of tax and customs services for business entities
13
Use of modern e-commerce platforms open for businesses
and making payments
14
Working with SWIFT transactions
15
Participation in Market Place auctions
16
Issuance of orders for corporate bank plastic cards
17
Carrying out electronic invoicing operations
18
Submission
of tax reports online
19
Online use of customs services and online payments
20
24/7 technical support and centralized call center
21
Online consulting service
According to the data of the Republic of Uzbekistan, as of February 1, 2020, the number of users of
remote banking services is 15,088,354. Of these, 838,817 are businesses and 14,249,537 are individuals.
From the data in this table we can see that the number of businesses using remote banking services is
several times less
than the number of individuals, and these types of services are not sufficiently
developed in our country for businesses (Figure 2).
Table 2 EXPECTED INCOME IN DISCIPLINE BANKING DIGITAL BANK THROUGH REGULATORY SYSTEM
