Proceedings of International Educators Conference
Hosted online from Rome, Italy.
Date: 25
th
Nov., 2023
ISSN: 2835-396X
Website: econferenceseries.com
124
Interest Rate Risks
Changes in interest rates can
affect the value of fixed-income
investments and impact banks'
net interest margins
Banks may face challenges in
managing interest rate risks and
optimizing returns on their
investment portfolios
Credit Risks
Defaults
and credit downgrades
in the underlying assets of
investment portfolios can lead to
losses
Credit risk management is
crucial to maintaining the quality
of the
investment portfolio and
preserving capital
