|
bln KZT
Priority Sectorsbln KZT
Priority Sectors
Subsidized
%
Conditional
%
Guaranteed
%
Total
2014
268
61.0%
156
35.5%
15
3.4%
439
2015
318
60.3%
186
35.3%
23
4.4%
527
2016
381
66.4%
170
29.6%
23
4.0%
574
Processing Industry
Subsidized
%
Conditional
%
Guaranteed
%
Total
2014
93
39.7%
133
56.8%
8
3.4%
234
2015
90
35.7%
151
59.9%
11
4.4%
252
2016
235
62.8%
130
34.8%
9
2.4%
374
Source: National Bank of the RK, “First Credit Bureau” LLP. Accessed on 2 July 2018. https://old.damu.kz/content/files/
17/11/01_presentationOfDamuEntrepreneurshipDevelopmentFundJointStockCompanyDevelopmentStrategyFor2014_2
023YearsInNewEdition.pdf.
According to the latest “Damu” Fund report, as of 1 January 2017, it had signed 2597
guarantee agreements for loans worth KZT92,286 mln, and the total amount of
guarantees was KZT39,844 mln. Among them, it concluded 951 guarantee agreements
in 2016 for loans worth KZT26,903 mln, while the amount of guarantees was KZT11,952
mln.
8
Most of the projects were in the East Kazakhstan region (200), Zhambyl region
(197), and Aktobe region (194), although it provided the largest amount of loans in
Astana city (KZT7.84 bln), the Kostanay region (KZT7.81 bln), and the Almaty region
(KZT7.2 bln). The fund signed 60% of all agreements with individual entrepreneurs.
Meanwhile, most of the guaranteed projects were in the manufacturing industry (851),
the provision of other types of services (582), and the transport and stock-keeping sector
(941).
The reason that Almaty and Astana are receiving more support is that, at the end of
2016, the South Kazakhstan and Almaty regions, by tradition, as well as the cities of
Almaty and Astana, maintained the lead in the number of operating SMEs. Together,
these regions account for 47% of all the SMEs in the country. The lowest number of
operating SMEs are in the North Kazakhstan, Kyzylorda, and West Kazakhstan regions
(Damu 2017).
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