Of Higher and Secondary Specialized Education of the Republic of Uzbekistan State University of World Languages

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Financial Management
Most people agree to the opinion that sometimes
it is not so difficult to make money but to save and
raise it can be a real problem. Most people complain
that they face a number of difficulties in financial
management. W hy do many people have problems
with this? Because most of us are not aware of rules
in managing finance which causes problems. There
are some general ideas to solve this question: firstly,
do not start spending your money without planning or
dividing it into needed categories and types. In your
financial management plan you should thoroughly
calculate your income for a week or a month, then
demands where you must put money urgently.
a )__________________________________________
Henry Ford, a famous engineer and car producer,
was grown up in a poor American farmer fam ily with
a very small budget. Eight children had to survive
working hard in the farm. Being an intellectual, w illing
boy he coped with problems and took up producing
cars: having produced the first automobile going by
petrol Ford created a conveyer system of producing
cars. Henry Ford paid a great attention to
financial management by improving his
car industry. He spent his money on
the productive, essential processes
in car manufacturing. His famous
motto “ a car for everybody!” denied
the idea that only the richest people
could own cars! Ford made out a special
technique to produce an automobile in a
cheaper price by decreasing amount of
money spent on it. As a result a proper
financial management brought him and
his company fame. Later Henry Ford
had become one of the richest men in the
world as well.
b )_______________________________
Financial management can make
one’s business sphere prosperous or
failing.
Appropriate,
well-planned
scheme may bring to success. Not only
in business or in other occupations this
matter is important but fam ilies also need
a right financial management to prosper.
For achieving this, one should be able
to analyze income and outcome of his
fam ily thoroughly.
c )
Financial management is a foundation
stone of any social institution which puts
every economic issue in order. There is
no notion small or big financing. Sm all
financial matters lead to bigger ones.
d)
12 Read the definition given to the word “MEMO” and tick possible characteristics.
Be brief
Use informal style
Be impersonal (use passive)
Use salutary remarks
Keep concise and to the point
Use bullet points if necessary
Use a short thank you to finish
Memos are written to an entire office. Memos tend
to inform colleagues of office procedural changes
that apply to a large group of people. They often
provide instructions using the imperative voice. It
has specific format and rules.

13 Read the sample of a memo and write your own.
Memo
To:
Jason Edgewick
From: Abe Forte
Date: September 12
Subject:
Sales Meeting
The quarterly sales meeting w ill
be held on September 12 at the
Radisson C ity Center. You are
cordially invited to participate in
the interactive planning session
at 10:00 a.m. Your insights w ill
be extremely valuable as the sales
team frames the plan for the next
year.
Please confirm your attendance
by Friday, calling me at x5432 or
e-mailing me at
aforte@goodtobegreen.com.
Thanks in advance for your

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