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Bajardi : guruh talabasi Mamatqulov Mavlon Tekshirdi
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| bet | 1/5 | | Sana | 28.05.2024 | | Hajmi | 0,89 Mb. | | #255652 |
Bog'liq mus ish
O’ZBEKISTON RESPUBLIKASI AXBOROT TEXNOLOGIYALARI
VA KOMMUNIKATSIYALARINI RIVOJLANTIRISH VAZIRLIGI
MUHAMMAD AL-XORAZMIY NOMIDAGI
TOSHKENT AXBOROT TEXNOLOGIYALARI UNIVERSITETI
kafedrasi
fani bo’yicha
Mustaqil ish
Mavzu:
Bajardi : __ guruh talabasi
Mamatqulov Mavlon___
Tekshirdi:
Toshkent-2021
History of The Western Union Company
About Westrern Union
How to Fill Out Western Union Form
The Western Union Company is an American multinational financial services company, headquartered in Denver, Colorado.
Founded in 1851 as the New York and Mississippi Valley Printing Telegraph Company in Rochester, New York, the company changed its name to the Western Union Telegraph Company in 1856 after merging with a competitor. The company dominated the American telegraphy industry from the 1860s to the 1980s pioneering technology such as telex and developing a range of telegraph-related services (including wire money transfer) in addition to its core business of transmitting and delivering telegrammessages.
After experiencing financial difficulties, Western Union began to move its business away from communications in the 1980s and increasingly focused on its money transfer services. The company ceased its communications operations completely in 2006 and is now the second largest money transfer provider in the world.
Current services Wire transfer
Money can be sent online or in-person at Western Union agent locations. Cash can be collected in person at any other Western Union agent location worldwide by providing the 10-digit MTCN (Money Transfer Control Number) and identification. In some cases, a secret question and answer can be used instead of identification.
Western Union Mobile
In October 2007, Western Union announced plans to introduce a mobile money-transfer service with the GSM Association, a global trade association representing more than 700 mobile operators in 218 countries and covering 2.5 billion mobile subscribers.
The proliferation of mobile phones in developed and developing economies provides a widely accessible consumer device capable of delivering mobile financial services ranging from text notifications associated with Western Union cash delivery services to phone-based remittance options. Western Union's mobile money transfer service offering will connect its core money-transfer platform to m-bank or m-wallet platforms provided by mobile operators and/or locally regulated financial institutions.
Western Union Connect
The company launched the Western Union Connect service in October 2015, following partnership agreements with major instant messaging apps WeChat and Viber. The partnership allows users of WeChat to send up to $100 to China, the US and 200 other countries, while Viber users can send up to $100 for $3.99 plus exchange rate fees, with that fixed fee increasing the more money is sent up a limit of $499
Scam industry and money laundering
Western Union advises its customers not to send money to someone that they have never met in person. Despite its efforts in increasing customers' awareness of the issue, Western Union is used for internet fraud by scammers.
Western Union has been required to maintain records of payout locations of the individuals who may be laundering the money, though this information may be obtained only through the use of a subpoena. Hence advance-fee fraud and romance scammers continue to receive funds via Western Union confident in the knowledge that money lost to overseas scammers is almost always unrecoverable. For this reason, it is banned as a medium of payment through eBay, and discouraged on other online auction websites.
Western Union admitted to allowing wire fraud in January 2017 and agreed to pay $586m, for turning a blind eye as criminals used its service for advance fee fraud. Scammers engaging in various 419 advance fee scams including offering fake job offers and lottery prizes, were able to process transactions using Western Union money transfer, mainly by giving the agents a share of the earnings from their scams. Western Union failed to investigate hundreds of thousands of complaints that were filed by victims.
Send money on wu.com or with the mobile app
To send your first money transfer with Western Union, create a profile on wu.com or the mobile app. Your My WU account will be activated after your first transfer and you can start earning reward points for every money transfer you send with WU. Learn more about our Rewards program.
1. Sign up or Log in
2. Select Send Money
3. Select the destination and enter the amount and currency
4. Select how your receiver would like to get the money. You can choose:
• Cash pick up
• Direct to Bank
• Mobile Money Transfers
Service availability may vary, depending on the receiver country*.
5. Choose how would you like to pay:
• Credit** or debit card
• Bank account
• Cash at a WU location
6. Review the transfer summary and submit.
After your first money transfer, it’s easy to send money again. Log in to your profile and select your recipient. If you are sending money to the same person, you can save your last recipient details on your profile. You can add or delete a recipient from your profile anytime. You also have the option to resend the same money transfer to that recipient. Send money in person at a WU location If you prefer to send money in person, visit a Western Union agent location to send money using cash or, at some agent locations, a debit card. To save time, you can start your money transfer online and then pay in cash with our Pay in-store service. Once at the agent location, tell the agent you’ve started this money transfer on the app and pay for your money transfer.
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