Academic Research in Educational Sciences
Volume 4 | Issue 1 | 2023
ISSN: 2181-1385
Cite-Factor: 0,89 | SIS: 1,12 | ASI-Factor: 1,3 | SJIF: 5,7 | UIF: 6,1
5
January, 2023
https://t.me/ares_uz Multidisciplinary Scientific Journal
O‘ZBEKISTONDA BANKNI RIVOJLANTIRISHDA INNOVATSION
XIZMAT TURLARINI JORIY ETISH YO‘LLARI
Shaxlo Egamberdiyevna Nematova
o‟qituvchi
Ilxomjon Ikromjon o'g'li Usmonaliyev
magistr, iqtisodiyot mutaxassisligi
ANNOTATSIYA
Bank tizimi moliya bozorining asosiy bo„g„inlaridan biri bo„lib, uning
rivojlanishi, bir tomondan, mamlakat moliya sektori rivojlanishiga turtki bo„lsa,
ikkinchi tomondan, real sektorni moliyalashtirish natijasida ishlab chiqarish
obʼektlari faoliyatining rivojlanishiga, kichik biznes va xususiy tadbirkorlikni
moliyalashtirish orqali iqtisodiyotning rivojlanishiga olib keladi.
Kalit so’zlar:
bank, innovatsiya, kredit, kichik biznes, daromad, moliyaviy
ABSTRACT
The banking system is one of the main links of the financial market, the
development of which, on the one hand, is an impetus for the development of the
country's financial sector, and on the other hand, as a result of financing the real
sector, leads to the development of the functioning of production facilities, the
development of the economy
Keywords:
banking, innovation, credit, small business, income, financial
KIRISH
Bugungi kunda bank tizimini rivojlantirishda banklarning texnik va texnologik
rivojlanganligi alohida ahamiyat kasb etadi. Bu jarayonda zamonaviy innovatsion
xizmatlar ko„rsatishni qatʼiy yo„lga qo„yish, bank majburiyatini kafolatlash orqali
unga aholi omonatlarini keng jalb etish tizim oldida turgan asosiy vazifalardan
biridir.
Iqtisodiyotni modernizatsiyalash va liberallashtirish sharoitida moliya
bozorining funksiyalarini takomillashtirish, uning asosiy ishtirokchisi bo„lgan bank
tizimini muqobil ishlash strategiyasini ishlab chiqish muhim vazifalardan biridir.
Bunda tijorat banklarining innovatsion moliyaviy xizmat turlarini
mijozlarga taqdim etishi, ularning ommabopligini taʼminlashi
asosiy vazifalardan biri hisoblanadi.
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