• BANK MACHINES
  • ATMs Evolve Into Multi-Functional Service Stations
  • Banks Realize Potential of Multi-functional ATMs
    		•

    Presentation Title




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    BANK MACHINES

    O’ZBEKISTON RESPUBLIKASI OLIY VA URTA TA’LIM VAZIRLIGI TERMIZ IQTISODIYOT VA SERVES UNEVERSETETI MOLIYA VA MOLIYAVIY TEXNOLOGIYA YO`NALISHI 1-BOSQICH TALABASI To'xtayev Zafar Shomuratovich INGLIZ TILI FANIDAN TAYYORLAGAN MUSTAQIL ISHI BAJARDI: To'xtayev Zafar Shomuratovich TEKSHIRDI: Ahmedov Namoz TISU-2023

    BANK MACHINES

    Branch Transactions Drive Cost


    Cost of transactions
    Cost of increasing queues
    1992
    1996
    2002
    2007
    2013

    Both Banks and Customers Prefer Automation


    Banks want
    Users want
    Source: ATM future trends 2015, European Financial Service Survey

    ATMs Evolve Into Multi-Functional Service Stations


    1960’s
    Functions
    • Cash dispensing

    Functions
    • Cash dispensing
    • Envelope deposits

    Functions
    • Cash dispensing
    • Envelope deposits
    • Same day credit

    Functions
    • Cash dispensing
    • Envelope deposits
    • Same day credit
    • Bill payments
    • Higher daily limits
    • Multiple denominations
    • Check cashing
    • Mobile ATM integration

    1980s
    1990’s
    2000’s
    2010’s
    Functions
    • Cash dispensing
    • Cash deposit
    • Same day credit
    • Video teller
    • Digital advertising
    • Bill payments
    • Loan payment
    • Tax payment
    • Sports waging
    • Multiple denominations
    • Check cashing
    • Debit card replacement
    • Other simple servicing

    Banks Realize Potential of Multi-functional ATMs


    BRANCHES
    TRANSACTION

    Improvements with the CDS-9R


    Increased application area:
    The unit can be used for both dispensing and recycling by both the public and businesses

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