• BANK MACHINES
  • ATMs Evolve Into Multi-Functional Service Stations
  • Banks Realize Potential of Multi-functional ATMs
    		•

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    BANK MACHINES
    Matematika o\'qitish metodikasi, Abdullayev Sanjarbek, Aktiv va reaktiv qarshiliklarni ketma ket va parallel ulash usullari, KIBERXAVFSIZLIKGA OID HUJJATLAR, MUHAMMADAZIZ, Fotoelektron asboblar (2), YARIM O\'TKAZGICHLAR, o\'zgarmas tok zanjirlari va ularni hisoblash (2), Aktiv va reaktiv qarshiliklarni ketma ket va parallel ulash usullari, O\'zgarmas tok zanjirlari va ularni tavsiflovchi kattaliklar, 2 labaratoriya, Clayton (The Wildflower Series - Rac e Mills-PDFConverted, 24-Muammoli o‘qitish texnologiyalari va ulardan “internet texnologiyalari” mavzusini o‘qitish jarayonida foydalanish metodikasi., 12-YANGI INNOVASION TEXNOLOGIYALARNI INFORMATIK TA\'LIM TIZIMIGA JORIY ETISH YO‘LLARI TAXLILI.

    O’ZBEKISTON RESPUBLIKASI OLIY VA URTA TA’LIM VAZIRLIGI TERMIZ IQTISODIYOT VA SERVES UNEVERSETETI MOLIYA VA MOLIYAVIY TEXNOLOGIYA YO`NALISHI 1-BOSQICH TALABASI To'xtayev Zafar Shomuratovich INGLIZ TILI FANIDAN TAYYORLAGAN MUSTAQIL ISHI BAJARDI: To'xtayev Zafar Shomuratovich TEKSHIRDI: Ahmedov Namoz TISU-2023

    BANK MACHINES

    Branch Transactions Drive Cost


    Cost of transactions
    Cost of increasing queues
    1992
    1996
    2002
    2007
    2013

    Both Banks and Customers Prefer Automation


    Banks want
    Users want
    Source: ATM future trends 2015, European Financial Service Survey

    ATMs Evolve Into Multi-Functional Service Stations


    1960’s
    Functions
    • Cash dispensing

    Functions
    • Cash dispensing
    • Envelope deposits

    Functions
    • Cash dispensing
    • Envelope deposits
    • Same day credit

    Functions
    • Cash dispensing
    • Envelope deposits
    • Same day credit
    • Bill payments
    • Higher daily limits
    • Multiple denominations
    • Check cashing
    • Mobile ATM integration

    1980s
    1990’s
    2000’s
    2010’s
    Functions
    • Cash dispensing
    • Cash deposit
    • Same day credit
    • Video teller
    • Digital advertising
    • Bill payments
    • Loan payment
    • Tax payment
    • Sports waging
    • Multiple denominations
    • Check cashing
    • Debit card replacement
    • Other simple servicing

    Banks Realize Potential of Multi-functional ATMs


    BRANCHES
    TRANSACTION

    Improvements with the CDS-9R


    Increased application area:
    The unit can be used for both dispensing and recycling by both the public and businesses

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