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Impact on Transaction ProcessingBog'liq Application of Business Technology in Management A xudo xoxlasa tushadi99%, 3-labarotoriya ishi Saralash usul va algoritmlarini tadqiq qilis, cmd buyruqlari, Incremental model nima, 1matematik, word sAM 1 savol, Документ Microsoft Word (4), Ma\'ruzalar (2), ЛАБОРАТОРНАЯ РАБОТА N1, Dasturlash 2, Ariza, Qalandarova Gulshoda, 1648631455, 1650692784, 1651669892 (2)4.4 Impact on Transaction Processing
Technological
innovations
have
significantly improved transaction processing
in banks. Online banking platforms and
mobile
applications
have
accelerated
transaction processing time, enabling quick
fund transfers, bill payments and account
updates. Customers no longer need to visit
the bank in person or wait in long queues,
resulting in time and cost savings for both
customers and banks. In addition, state-of-
the-art ATMs have reduced transaction errors
and increased transaction speed, thereby
improving overall transaction processing
efficiency.
Surveys
conducted
among
customers and employees highlighted the
improved transaction processing capabilities
and the positive impact on operational
efficiency.
4.5
Impact
on
Organizational
Performance
The implementation of technological
innovations has positively impacted the
Bank's organizational performance. Improved
efficiency in customer service and transaction
processing has resulted in increased levels of
customer satisfaction. Satisfied customers
tend to remain loyal to the Bank, thereby
increasing customer retention and potentially
attracting
new
customers.
Technology
innovation has also contributed to cost
savings for the bank, as manual processes
have been automated, reducing the need for
staff or physical resources. This has positively
impacted the bank's financial performance,
with improved operational efficiency and
lower operating costs.
Research Findings
Technological Innovations Applied
Conventional banks in Sukabumi
have successfully implemented several
technological innovations to improve their
business operations. These innovations
include the use of online banking platforms,
mobile applications, and state-of-the-art
automated teller machines (ATMs). The
online banking platform provides convenient
access for customers to access banking
services, such as fund transfers, bill payments,
and account information, anytime and
anywhere. Mobile applications offer an easy-
to-use interface for customers to conduct
banking transactions via their smart phones.
State-of-the-art ATMs are equipped with
features such as cash deposits, withdrawals,
and account balance information, thus
providing
customers
with
self-service
options.
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