• West Science Business and Management
  • 4.3 Impact on Customer Service
  • West Science Business and Management Vol. 1, No. 03, Juni 2023, pp. 176~183 Journal homepage




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    4. RESULTS AND DISCUSSION
    4.1 Bank Profile 
    A conventional bank located in 
    Sukabumi, Indonesia, is an established 
    financial institution with a significant 
    presence in the local banking sector. The Bank 
    serves a diverse clientele and offers a wide 
    range of banking products and services, 
    including 
    savings 
    accounts, 
    loans, 
    investments, and payment solutions. With a 
    strong reputation for customer service and 
    operational efficiency, Bank Mandiri has been 
    proactive 
    in 
    adopting 
    technological 
    innovations 
    to 
    enhance 
    its 
    business 
    operations. 
    4.2 
    Technology 
    Innovations 
    Implemented 
    The Bank has implemented several 
    technological innovations to streamline 
    operations and improve customer experience. 
    These include the introduction of a robust 
    online banking platform, user-friendly mobile 
    banking applications and state-of-the-art 
    automated teller machines (ATMs). The 
    online banking platform allows customers to 


    West Science Business and Management

    180
    Vol. 1, No. 03, Juni 2023: pp. 176-183 
    perform various transactions, access account 
    information, and transfer funds with ease. The 
    mobile banking application provides a 
    seamless and secure banking experience
    allowing customers to conduct transactions 
    via their smart phones. State-of-the-art ATMs 
    are equipped with features such as cash 
    deposits and withdrawals, account balance 
    information, and bill payments. 
    4.3 Impact on Customer Service 
    The 
    adoption 
    of 
    technological 
    innovations has had a positive impact on 
    customer service at banks. Through online 
    banking platforms and mobile applications, 
    customers 
    have 
    experienced 
    greater 
    convenience and accessibility. They can now 
    perform transactions and access account 
    information at their preferred time and 
    location, reducing the need to physically visit 
    branches. Advanced self-service features on 
    ATMs have also contributed to improved 
    customer service, as customers can perform 
    routine transactions quickly and efficiently. 
    Surveys conducted among bank customers 
    indicate a high level of satisfaction with the 
    convenience and ease of use provided by 
    these technological innovations. 

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    West Science Business and Management Vol. 1, No. 03, Juni 2023, pp. 176~183 Journal homepage

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